Small business
Get paid what you are owed. Start free.
Chasing late payers is not why you started a business. Upload your overdue invoices or customer accounts, and HL Hunt sends professional, compliant reminders by text and email, offers payment options, and collects, starting at $0 a month for 50 active collections.
- Free plan, no credit card
- FDCPA, TCPA & Reg F enforced
- Outreach live in under an hour
- Commission only on recoveries
- $0
- Monthly fee on the Free plan
- 50
- Active collections included free
- 10 min
- From CSV upload to first reminder
- 26%
- Commission only on what you recover
Why small business teams choose HL Hunt
No agency, no awkward calls
Professional reminders go out under your business name. You never have to make the uncomfortable call yourself.
Upload and go
Drop a CSV or connect your invoicing tool. Map a few columns and outreach starts within the hour.
Payment links in every message
Customers pay by card or bank in two taps. Money lands in your account with a receipt sent automatically.
Plans for customers who need them
Offer installments on larger balances without negotiating yourself. Autopay keeps them on track.
Compliant by default
Consumer protection rules are built in, so you collect confidently without studying the FDCPA.
Grow into it
Start free. Move to Basic at $149 a month when you pass 50 active collections, with commission dropping to 15%.
Ready to run small business collections on HL Hunt?
Create a free account, upload your first accounts, and compliant AI outreach starts within the hour. No credit card, no contract.
How it works
- 01
Create a free account
No credit card required. Confirm your business and upload your first accounts.
- 02
AI sends reminders
Friendly first, firmer over time, always professional, with a payment link in every message.
- 03
Get paid
Payments deposit to your bank. See every account's status in one simple dashboard.
The collections problem nobody solved for small businesses
Small businesses write off billions in unpaid invoices and customer accounts every year because the alternatives are bad. Collection agencies take a third to half of what they recover, often will not take small balances, and treat your customers in ways that come back to you. Doing it yourself means awkward calls, inconsistent follow-up, and time you do not have. So most owners send one more email and give up.
HL Hunt gives small businesses the same AI collections engine that large lenders use, with a Free plan that costs nothing until it recovers money. Upload a spreadsheet of overdue accounts, and professional reminders go out under your name through text and email with a payment link in every message. The tone starts friendly and firms up over time. Customers who need a plan can set one up themselves. You see everything in a simple dashboard and get paid directly.
The compliance engine means you do not need to learn consumer protection law to collect from consumers safely. And when your volume grows, the plans grow with you, with commission falling from 26 percent to 15 percent and lower as you scale.
What changes
HL Hunt vs the traditional approach
| HL Hunt | Traditional collections | |
|---|---|---|
| Small Business fit | Configured for your laws, systems, debtors, and tone | Generic agency or software that does not know your product |
| Who does the work | AI contacts, converses, negotiates, and collects; humans handle exceptions | Agents on a dialer working whatever fits in the day |
| Compliance | Every contact checked against FDCPA, TCPA, Reg F, and state law before it happens | Training, scripts, and audits after the fact |
| Channels | SMS, email, AI voice, letters, and a self-service portal chosen per debtor | Phone calls and letters on a fixed schedule |
| Coverage | Every account worked, including small balances | Large balances worked; the rest ages out |
| Visibility | Every message, transcript, promise, and payment live in your dashboard | A monthly PDF report |
| Cost | Free to $649 a month plus 3% to 26% commission; Enterprise custom | 25% to 50% contingency, or seats plus modules plus services |
Pricing
Start free. Pay only on what you recover.
Small Business is included on every plan. Start at $0 a month with 50 active collections, and move up as your portfolio grows. Commission falls from 26% on Free to 3% on Enterprise, and it is charged only on money actually recovered.
Enterprise: unlimited collections, seats, SMS, voice, and email with a 3% commission, SOC 2 reports, DPA, and dedicated support.
- $0
- Free
- $149
- Basic, per month
- $349
- Growth, per month
- $649
- Scale, per month
50 active collections · 26% commission · 1 seat
250 active collections · 15% commission · 3 seats
1,000 active collections · 10% commission · 10 seats
5,000 active collections · 6.5% commission · 25 seats
Everything included
One platform covers all of it
Small Business is one part of the platform. Every HL Hunt plan, from Free to Enterprise, includes the full collections stack, so you never bolt on a second vendor as your portfolio grows.
- AI outreach engineRight channel, right time, right words for every debtor.Learn more
- SMS, email & lettersEvery channel, orchestrated per account.Learn more
- AI voice agentCompliant calls that take payments and hand off.Learn more
- AI payment plansAffordability-based plans negotiated automatically.Learn more
- Payments & portalCard, ACH, and wallets with a self-service portal.Learn more
- Compliance engineFDCPA, TCPA, Reg F, and 50 states, on every contact.Learn more
- Disputes & validationNotices, disputes, and cease requests handled.Learn more
- Recovery analyticsLive liquidation, channel, and cohort reporting.Learn more
- API, CSV & MCP serverConnect your LOS, billing, or let your agent do it.Learn more
Get started
Go live with Small Business today
Create a free account, upload your first accounts, and AI outreach begins within the hour. No credit card, no contract, no implementation project. Here is what to have ready.
Prefer to talk first? info@hlhunt.org
- 01A CSV or system export of delinquent accounts: name, contact details, balance, and itemization
- 02Consent and contact-preference data you hold for phone numbers and email addresses
- 03Your legal entity, any collection licenses you hold, and the states you collect in
- 04Brand assets and tone preferences for outreach in your name
- 05Settlement authority and payment plan rules you want the AI to follow
Small Business FAQ
Is the Free plan really free?
Yes. $0 a month for up to 50 active collections, with AI text and email outreach, 500 SMS and 1,000 emails a month, and one team seat. You pay a 26% commission only on money actually recovered.
Will my customers know it is automated?
Messages go out under your business name in a professional tone. Replies are handled by AI with your approval settings, and anything complex comes to you.
Can I collect from other businesses too?
Yes. Both consumer and commercial accounts are supported, with the right rules applied to each.
What if a customer disputes the balance?
Disputes are captured automatically, outreach pauses, and you are notified to review with the account history in front of you.
Still have questions?
Talk to a collections specialist, or start free and see the platform for yourself.
Start recovering more today.
Create a free account, upload your first accounts, and compliant AI outreach begins within the hour. Pay commission only on what you recover.