Pricing
Every price, published. Commission only on what you recover.
Five plans from Free to Enterprise. Every feature is included on every one; plans differ in active collection volume, included messaging and voice minutes, seats, and commission rate. No setup fees, no implementation fees, no contracts.
One price list, published
Every feature on every plan. Commission falls as you grow.
Plans differ in volume, included usage, and commission rate, never in capability. Start free, and pay commission only on what HL Hunt recovers.
Free
$0/mo26% commission on recoveries
For small businesses and first tests. Every feature, no credit card.
- Active collections
- 50
- SMS
- 500 / mo
- Emails
- 1,000 / mo
- Voice minutes
- Add-on
- Seats
- 1
Basic
$79/mo18% commission on recoveries
For growing receivables teams that want AI working every account.
- Active collections
- 250
- SMS
- 2,500 / mo
- Emails
- 5,000 / mo
- Voice minutes
- 300 / mo
- Seats
- 3
Growth
Most popular$249/mo12% commission on recoveries
For lenders, practices, and property groups with steady placement volume.
- Active collections
- 1,000
- SMS
- 10,000 / mo
- Emails
- 25,000 / mo
- Voice minutes
- 1,500 / mo
- Seats
- 10
Scale
$649/mo8% commission on recoveries
For agencies, debt buyers, and multi-portfolio creditors.
- Active collections
- 5,000
- SMS
- 50,000 / mo
- Emails
- 150,000 / mo
- Voice minutes
- 7,500 / mo
- Seats
- 25
Enterprise
Custom3% commission on recoveries
For banks, large lenders, and health systems. Custom SLAs, SSO, dedicated support.
- Active collections
- Unlimited
- SMS
- Unlimited
- Emails
- Unlimited
- Voice minutes
- Unlimited
- Seats
- Unlimited
Included on every plan, Free through Enterprise:
- AI outreach across SMS, email, voice, letters, and portal
- Compliance engine: FDCPA, TCPA, Reg F, 50 states
- Payment plans, portal, card and ACH processing
- Disputes, validation notices, and audit trail
- Collectability scoring and escalation waterfalls
- Recovery analytics, agent workspace, AI assistant
- API, webhooks, SDKs, and native connectors
- No setup fees, no contracts, cancel any time
Letters billed per piece at cost. Overage SMS, email, and voice at published rates. See full pricing details
What is included on every plan
- AI outreach engine across SMS, email, AI voice, voicemail drops, letters, and the debtor portal
- Compliance engine enforcing FDCPA, TCPA, Regulation F, FCRA, and all 50 states before every action
- Payment plans, settlements, card and ACH processing, receipts, and paid-in-full letters
- Disputes and validation handling, bankruptcy and SCRA screening, cease request processing
- Collectability scoring, escalation waterfalls, and strategy configuration
- Recovery analytics, agent workspace, and the HL Hunt AI Assistant
- API, signed webhooks, SDKs, MCP server, and native connectors
- Complete audit trail and compliance log per account
How commission works
Commission is charged only on money HL Hunt actually recovers, calculated on each payment as it posts. If a debtor pays nothing, you owe nothing beyond the subscription. Payments you collect outside the platform on accounts placed with HL Hunt are reported through the API or dashboard and carry the same commission, consistent with how contingency agencies treat direct payments.
Rates fall as you grow: 26% on Free, 18% on Basic, 12% on Growth, 8% on Scale, and 3% on Enterprise. Upgrading mid-month applies the new rate to recoveries from the upgrade date forward.
Usage beyond plan limits
Each plan includes a monthly allotment of SMS, emails, and AI voice minutes. Overage is billed at published per-unit rates: $0.02 per SMS segment, $0.001 per email, and $0.08 per voice minute. Letters and validation notices are billed per piece at postage plus $0.85 for print and mail. Skip tracing lookups are $0.25 per hit. Credit reporting is included at Growth and above.
Active collections are counted as accounts with an open balance and active outreach during the month. Paid, settled, closed, and paused accounts do not count toward the limit.
Enterprise
Enterprise includes unlimited volume and usage, a 3% commission rate, custom SLAs, SSO and SCIM, dedicated infrastructure options, a named customer success manager, custom compliance rule sets, and priority access to new models and channels. Subscription pricing is based on portfolio size and scope. Contact us for a quote.
Frequently asked questions
Is the Free plan really free?
Yes. Free is $0 a month for up to 50 active collections with 500 SMS and 1,000 emails included, no credit card required. You pay a 26% commission only on recoveries. Every feature is included.
Are there setup or implementation fees?
No. There are no setup, implementation, onboarding, training, or integration fees on any plan, including Enterprise.
Is there a contract or early termination fee?
No. All self-serve plans are month to month and can be cancelled or changed any time. Enterprise agreements are typically annual by client preference but carry no termination penalty.
How does this compare with agency contingency fees?
Agencies typically charge 25 to 50 percent of recoveries and recover around 14 percent of placed balances. HL Hunt charges 3 to 26 percent depending on plan, recovers a median 38 percent on comparable consumer debt, and you keep the customer relationship and the data.
Do I pay commission on payments made directly to me?
Yes, for accounts placed with HL Hunt while they are active. This matches standard industry practice and reflects that outreach drove the payment. Accounts can be recalled at any time, after which no commission applies.
What payment processing fees apply to debtor payments?
Card payments through the portal are processed at 2.9% + $0.30 and ACH at 0.8% capped at $5, passed through at cost. You can pass a convenience fee to debtors where state law permits, or absorb it.
Start recovering more today.
Create a free account, upload your first accounts, and compliant AI outreach begins within the hour. Pay commission only on what you recover.