Solutions
Built for how your organization is owed.
Every creditor type has its own debtor relationships, laws, systems, and tone. HL Hunt configures AI outreach, compliance rules, and integrations around each one.
- Consumer lenders
Consumer Lenders
First-party and early-stage collections for personal loans, lines of credit, and installment products. AI outreach from day one past due, compliant by design, integrated with your LOS.
Learn more - Banks & credit unions
Banks & Credit Unions
Member-friendly, examiner-ready collections for credit cards, auto, overdraft, and consumer loans. Core integration, UDAAP controls, and complete audit trails for every contact.
Learn more - Auto finance
Auto Finance
Early-stage auto loan delinquency outreach, payment plans, and deficiency balance recovery. Keep borrowers paying and vehicles on the road with compliant, AI-timed contact.
Learn more - Healthcare
Healthcare
Empathetic, compliant patient balance recovery for hospitals, physician groups, and RCM teams. HIPAA-aware messaging, medical debt rules, financial assistance screening, and payment plans.
Learn more - Property management
Property Management
Late rent reminders, move-out balance recovery, and HOA dues collection with state landlord-tenant rules enforced. Integrates with property management software.
Learn more - Utilities
Utilities
Past-due bill reminders, final bill recovery, and reconnect payment flows with state utility commission rules, winter moratoriums, and assistance program routing built in.
Learn more - Telecom
Telecom
High-volume, low-balance telecom collections with AI outreach, device balance recovery, win-back offers, and compliance across all 50 states.
Learn more - BNPL & fintech
BNPL & Fintech
API-first collections for buy now pay later, earned wage access, neobank overdraft, and embedded lending. Small balances, high volume, brand-safe outreach, and full compliance.
Learn more - Education
Education
Recover past-due tuition, fees, and institutional loans with student-friendly outreach, FERPA-aware messaging, transcript-hold alternatives, and compliant plans.
Learn more - B2B receivables
B2B Receivables
Past-due invoices, net-terms accounts, and commercial debt recovered with professional outreach to the right contact, dispute handling, and ERP integration.
Learn more - Subscription businesses
Subscription Businesses
Recover failed renewals, past-due memberships, and contract balances for SaaS, gyms, and subscription services with compliant outreach that wins customers back.
Learn more - Collection agencies
Collection Agencies
Run your agency on AI. Multi-client portfolios, white-label client portals, trust accounting, compliance audit trails, and AI agents that liquidate more at a fraction of the cost per account.
Learn more - Debt buyers
Debt Buyers
Score purchased portfolios, work accounts at scale, enforce chain-of-title and documentation rules, and decide what to work, hold, resell, or place legally with real data.
Learn more - Collection law firms
Collection Law Firms
Resolve more accounts pre-suit, document everything for the ones that proceed, and manage post-judgment recovery with AI outreach, compliance controls, and case management integration.
Learn more - Small business
Small Business
Get paid on overdue invoices and customer accounts without hiring an agency. Start free with 50 active collections, AI text and email outreach, and professional, compliant follow-up.
Learn more
AI debt collection, configured for how your organization is owed
Collections looks different for a credit union recovering an overdraft than for a hospital resolving a patient balance or a property manager pursuing a former tenant. The debtor relationship, the applicable laws, the balance sizes, the systems of record, and the tone that works all vary. Generic collection tools force every creditor into the same dialer-and-letter workflow; HL Hunt configures its AI, channels, compliance rules, and integrations around each creditor type.
Each solution below describes how HL Hunt handles the specific challenges of that creditor type: which laws apply beyond the federal baseline, which channels and tones work, which systems we integrate with, and what results clients in that category see. Every solution runs on the same platform with the same published pricing, from a Free plan for small portfolios to Enterprise for the largest.
Frequently asked questions
Does HL Hunt work for first-party and third-party collections?
Both. Creditors use it to collect their own receivables from the first missed payment through charge-off. Agencies, debt buyers, and law firms use it for third-party collection with the disclosures and rules that apply to them. The compliance engine applies the right standard to each.
What if my industry is not listed?
The platform handles any consumer or commercial receivable. The listed solutions reflect our most common client types, but the same engine, channels, and compliance rules work for any creditor. Contact us and we will walk through your use case.
How long does implementation take?
CSV upload starts outreach within an hour. API and connector integrations typically go live within days. There are no implementation fees and no consultants required.
Start recovering more today.
Create a free account, upload your first accounts, and compliant AI outreach begins within the hour. Pay commission only on what you recover.