Debt type: HOA Dues
Assessments collected without dividing the community.
Delinquent assessments strain every other homeowner and every board meeting. HL Hunt reaches owners early with respectful reminders and plan options, tracks the notice and lien timelines your state and governing documents require, and reports to the board without the drama.
- Free plan, no credit card
- FDCPA, TCPA & Reg F enforced
- Outreach live in under an hour
- Commission only on recoveries
- +31%
- Delinquent assessment recovery
- State
- Pre-lien notice rules tracked
- Board
- Ready reports every month
- 3
- Plan options on every account
How HL Hunt collects hoa dues
Early, respectful reminders
Branded notices with pay links and plan options before late fees compound and tensions rise.
Governing document rules
Late fee schedules, interest, and collection policies from your CC&Rs and state statute applied per association.
Lien and foreclosure timelines
State-required pre-lien notices, waiting periods, and content tracked, with legal steps held for board approval.
Owner payment plans
Plans aligned with your collection policy, with autopay to prevent re-delinquency.
Management company ready
Multi-association configuration with separate policies and reporting per community.
Board reporting
Delinquency aging, recovery, and action status in a monthly report fit for the board packet.
Start recovering hoa dues today.
Create a free account, upload your first accounts, and compliant AI outreach starts within the hour. No credit card, no contract.
How it works
- 01
Place accounts
Upload a CSV, connect your system, or push hoa dues through the API with balances, itemization, and consent data.
- 02
AI runs the right strategy
Collectability scoring sets intensity, the waterfall picks channels, and every contact is checked against the rules that apply to this debt type.
- 03
Resolve and sync
Payments, plans, disputes, and status updates flow back to your system in real time with full audit trails.
Collecting from neighbors requires a different touch
HOA and condo assessments are unusual debts: the creditor is a community of neighbors, the debtor still lives there, and the ultimate remedy, a lien or foreclosure, is severe and heavily regulated. Boards and management companies often swing between doing nothing and jumping to an attorney, both of which cost the community money and goodwill.
HL Hunt provides the middle path. Owners receive clear, respectful reminders early, with payment links and plan options that match the association's collection policy. Late fees and interest follow the governing documents and state law exactly. If an account progresses, state pre-lien notice requirements and waiting periods are generated and tracked, and legal steps are held for board decision rather than triggered automatically.
Management companies run many associations with different policies, and the platform supports that with per-association configuration and reporting. Boards get a clean monthly picture of delinquency and recovery without reading through collector notes.
What changes
HL Hunt vs the traditional approach
| HL Hunt | Traditional collections | |
|---|---|---|
| HOA Dues rules | Type-specific laws, itemization, and strategy applied automatically | One generic workflow for every debt |
| Who does the work | AI contacts, converses, negotiates, and collects; humans handle exceptions | Agents on a dialer working whatever fits in the day |
| Compliance | Every contact checked against FDCPA, TCPA, Reg F, and state law before it happens | Training, scripts, and audits after the fact |
| Channels | SMS, email, AI voice, letters, and a self-service portal chosen per debtor | Phone calls and letters on a fixed schedule |
| Coverage | Every account worked, including small balances | Large balances worked; the rest ages out |
| Visibility | Every message, transcript, promise, and payment live in your dashboard | A monthly PDF report |
| Cost | Free to $649 a month plus 3% to 26% commission; Enterprise custom | 25% to 50% contingency, or seats plus modules plus services |
Pricing
Start free. Pay only on what you recover.
HOA Dues is included on every plan. Start at $0 a month with 50 active collections, and move up as your portfolio grows. Commission falls from 26% on Free to 3% on Enterprise, and it is charged only on money actually recovered.
Enterprise: unlimited collections, seats, SMS, voice, and email with a 3% commission, SOC 2 reports, DPA, and dedicated support.
- $0
- Free
- $149
- Basic, per month
- $349
- Growth, per month
- $649
- Scale, per month
50 active collections · 26% commission · 1 seat
250 active collections · 15% commission · 3 seats
1,000 active collections · 10% commission · 10 seats
5,000 active collections · 6.5% commission · 25 seats
Everything included
One platform covers all of it
HOA Dues is one part of the platform. Every HL Hunt plan, from Free to Enterprise, includes the full collections stack, so you never bolt on a second vendor as your portfolio grows.
- AI outreach engineRight channel, right time, right words for every debtor.Learn more
- SMS, email & lettersEvery channel, orchestrated per account.Learn more
- AI voice agentCompliant calls that take payments and hand off.Learn more
- AI payment plansAffordability-based plans negotiated automatically.Learn more
- Payments & portalCard, ACH, and wallets with a self-service portal.Learn more
- Compliance engineFDCPA, TCPA, Reg F, and 50 states, on every contact.Learn more
- Disputes & validationNotices, disputes, and cease requests handled.Learn more
- Recovery analyticsLive liquidation, channel, and cohort reporting.Learn more
- API, CSV & MCP serverConnect your LOS, billing, or let your agent do it.Learn more
Get started
Go live with HOA Dues today
Create a free account, upload your first accounts, and AI outreach begins within the hour. No credit card, no contract, no implementation project. Here is what to have ready.
Prefer to talk first? info@hlhunt.org
- 01A CSV or system export of delinquent accounts: name, contact details, balance, and itemization
- 02Consent and contact-preference data you hold for phone numbers and email addresses
- 03Your legal entity, any collection licenses you hold, and the states you collect in
- 04Brand assets and tone preferences for outreach in your name
- 05Settlement authority and payment plan rules you want the AI to follow
HOA Dues FAQ
Does HL Hunt file liens?
No. It tracks the notices and timelines that precede a lien under state law and your governing documents, and prepares documentation for your attorney when the board decides to proceed.
Can we apply our association's late fee schedule?
Yes. Late fees, interest, and collection costs are configured per association from your CC&Rs and limited by state statute automatically.
Do you support management companies with many associations?
Yes. Each association has its own policies, templates, and reporting, with portfolio-wide views for the management company.
Are HOA assessments covered by the FDCPA?
When collected by a third party such as a management company or agency, generally yes. HL Hunt applies FDCPA and state rules accordingly.
Still have questions?
Talk to a collections specialist, or start free and see the platform for yourself.
Start recovering more today.
Create a free account, upload your first accounts, and compliant AI outreach begins within the hour. Pay commission only on what you recover.